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11 Lower Lake Road

11 Lower Lake Road, Carmel, NY, 10541

$650,000

active

Bedrooms

Bathrooms

Sq Ft

1,500

Lot Size

25,439 sqft

Year Built

1970

Garage

2 car

Type

Single Family

Monthly Cost

Estimate. Actual payment depends on credit, lender, taxes, and insurance.

$4,700/month estimated

Principal & interest: $3,460
Property tax: $1,115
Home insurance (est.): $125

Down payment %Interest rate %Term (years)

Down payment: $130,000 · Loan amount: $520,000

Description

Discover a spectacular lake front ranch offering serene waterfront living with incredible upside. This home features a thoughtfully mother-daughter setup on the lower level ready for you to finish, an ideal opportunity for extended family, guests or rental potential. The lower level is already fully framed with the electric and plumbing making it smart streamlined project for customization. Main floor, enjoy classic comfort and space with central A/C, a season room and original hardwood floors in great condition throughout. Step outside to a huge deck and take in the views from your private lakeside retreat. The exquisite landscaped backyard showcases mature plantings and vibrant color creating a peaceful setting all season long. For outdoor lovers, the property has lakefront access for fishing. You can truly come make this your home while still seeing the possibilities for even more growth and expansion. If you're looking for waterfront charm with a flexible layout and a rare chance to tailor the finished space to your taste, this is your chance to truly create the home that fits your lifestyle.

Features

✓ First Floor Bedroom
✓ First Floor Full Bath
✓ Ceiling Fan(s)
✓ Chandelier
✓ Eat-in Kitchen
✓ Entrance Foyer
✓ Formal Dining
✓ In-Law Floorplan
✓ Natural Woodwork
✓ Primary Bathroom
✓ Recessed Lighting
✓ Storage
✓ Walk-In Closet(s)
✓ Washer/Dryer Hookup

Appliances

✓ Dishwasher
✓ Dryer
✓ Electric Cooktop
✓ Electric Oven
✓ Electric Water Heater
✓ Freezer
✓ Refrigerator
✓ Washer

Property Details

Cooling: Central Air
Heating: Hot Air, Oil
Basement: Full, Partially Finished, Walk-Out Access

Schools

Elementary

Lakeview Elementary School

Mahopac

Middle

Mahopac Middle School

Mahopac

High

Mahopac High School

Mahopac

Location

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Map of 11 Lower Lake Road, Carmel, NY, 10541

Listed by Grace M. Mons, Five Corners Properties Inc

MLS# KEY994053914-723-5555

Listings courtesy of OneKey® MLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of May 6, 2026, 3:25 PM UTC (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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